Abstract
The role of small-scale industries for better utilization of local resources, .Providing more employment , moving towards a decentralized society and increasing supplies of consumer goods was emphasized in industrial policy Resolutions.
Our interviews with entrepreneurs indicated that small entrepreneurs obtained loans from institutional and non-institutional sources. Institutional sources means banks and non-institutional Loan form friends relatives and traders.
Among institutional sources banks constituted the most important source . Loans from them Fertilizer & Pesticide 43% units , Agriculture Implements mfg , fabrication & Service unit 28% units ,Food Grain, Dal Processing & Warehousing 40% units and ,HDP bags , Tyre Retarding / Remolding , Re-refining of used oil , RCC Pipe, Craft paper & Others units are not use of secured loan.