Abstract
Positive Growth And Progress Of Banking Is Influenced By Macroeconomic Factors And Internal Performance Indicators. The Study Was Conducted To Measure The Influence Of Internal Performance Indicated By The Performance Of LAR, CAR, NPL, TPF, And Loan Interest Rates To ROA With Loan Distribution As An Intervening Variable. Data Analysis Techniques Used In This Study Include Descriptive Analysis And Statistical Analysis Using Multiple Regression Analysis Also Path Analysis To Measure The Effects Of Variable Intervening. The Results Indicate That The Independent Variables Used Have A Significant Influence On Loan Distribution. While The Loan Distribution Variable Itself Has A Significant Effect On ROA And Can Be Considered As An Intervening Variable That Connects The Variables LAR, CAR, And NPL To ROA.