Ramos, V. M., N. Ugbala, and A. T. Animashaun. “Integrating Financial Literacy, Psychological Mindset, and Strategic Planning for Mental Health and Economic Empowerment: A Multidisciplinary Approach to Sustainable Well-Being”. Management and Economic Journal, Aug. 2020, pp. 361-78, https://everant.in/index.php/mej/article/view/583.